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Andy Spears
Andy Spears

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Andy Spears

Andy Spears

Consumer Protection

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Andy Spears

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Tennessee

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Many Stories

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Buy Now, Pay Later

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payday loans

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Substack

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Robocalls

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Andy Spears

Andy Spears

2.6K Followers

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Writer and policy advocate living in Nashville, TN —Public Policy Ph.D. — writes on education policy, consumer affairs, and more . . .

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