Yes - and the oligarchy wants us all to believe that we one day may be able to afford ONE of these luxuries - and so we toil away earning profits for the oligarchs so we can finance a Tesla or spend two months salary on a fancy ring or one day have the "privilege" of carrying a very nice bag. The latest credit craze - buy now, pay later - feeds on this need to have the "thing" right now - the winner? the financiers.