Will Buy Now, Pay Later Leave Coal in Holiday Stockings?

Sure, it’s convenient — but it can also be costly

Andy Spears

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Photo by Nathan Dumlao on Unsplash

It was not long ago that the holiday shopping season meant putting items on layaway.

You’d find that perfect gift, pay a percentage of the cost to the store so they would hold it for you, and pay in full before gift giving time in order to retrieve your gift.

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Andy Spears

Writer and policy advocate living in Nashville, TN —Public Policy Ph.D. — writes on education policy, consumer affairs, and more . . .