Why is Fixing Errors on Your Credit Report So Difficult?

Credit bureaus don’t profit from customer service

Andy Spears
2 min readMay 4, 2022
Photo by Gabrielle Henderson on Unsplash

You need a credit score for a lot of things — buying a car, getting a mortgage, renting an apartment — sometimes employers will access them before making a job offer. So, it’s important that the information on your credit report is accurate.

However, fixing errors or correcting inaccurate information on your credit report is not always easy.

The consumer protection attorneys at Finn Law Group offer some advice on how to deal with the inaction of the credit bureaus.

Credit Reporting: Covered Complaints | (finnlawgroup.com)

The bottom line: Persistence is necessary.

More than one-third of Americans found at least one error on their credit report, according to a 2021 Consumer Reports investigation.

Finn Law explains the process you should use when you detect an error — and reminds you that you can check your credit report for free:



Andy Spears

Writer and policy advocate living in Nashville, TN —Public Policy Ph.D. — writes on education policy, consumer affairs, and more . . .