Who is Using Buy Now, Pay Later?

A fragile (and growing) audience

Andy Spears
3 min readMay 23, 2024

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Photo by Markus Spiske on Unsplash

Buy Now, Pay Later (Affirm, Klarna, Sezzle, etc.) is growing rapidly.

I’ve written about how the short-term, installment loans are being used for nearly everything — even groceries.

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Andy Spears

Writer and policy advocate living in Nashville, TN —Public Policy Ph.D. — writes on education policy, consumer affairs, and more . . .