When a Fintech Checking Account Goes Bad

It goes really bad

Andy Spears
3 min readMar 6

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Photo by Joshua Hoehne on Unsplash

Seems easy, right?

You have your job direct deposit your money into an account you can easily access on your phone.

Everything integrates with your online/app-based payment system.

Sure, it’s not FDIC-insured -but, well, that’s an antiquated system based on Depression-era worries.

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Andy Spears

Writer and policy advocate living in Nashville, TN —Public Policy Ph.D. — writes on education policy, consumer affairs, and more . . .