Thank you for saying this! It's frustrating to read/hear stories from the financial press about the "struggles" of those who have - as you note - mortgage, 401(k), car payments, and more - hey, if after all the luxury you have $500 left in your bank, you're still winning. It can feel hard to "keep up" in the "race," but at that income level, you are choosing what race you're in -


Writer and policy advocate living in Nashville, TN —Public Policy Ph.D. — writes on education policy, consumer affairs, and more . . .

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