Show Them You Love Them With Debt

A cartoon bear knows just what your special someone wants this Valentine’s Day

Andy Spears
2 min readFeb 12, 2024

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Email from the Dave App

The Dave App has a seemingly endless stream of email marketing messages designed to lure potential customers into taking out just one more loan.

Last week, they were pitching loans to help cover the costs of your Super Bowl party.

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Andy Spears

Writer and policy advocate living in Nashville, TN —Public Policy Ph.D. — writes on education policy, consumer affairs, and more . . .