Should You Get a Short-Term Loan from the Dave App?

Turns out, that cartoon bear is charging CRAZY interest rates

Andy Spears
3 min readMay 18, 2022

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Photo by Rami Al-zayat on Unsplash

Should you get a loan from a cartoon bear on your phone?

This is a question I asked back in January. The answer then was to proceed with extreme caution.

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Andy Spears

Writer and policy advocate living in Nashville, TN —Public Policy Ph.D. — writes on education policy, consumer affairs, and more . . .