Maryland Consumers Lose as Legislature Defeats Effort to Stop Redlining in Car Insurance

Andy Spears
3 min readMar 9, 2021

The Consumer Federation of America (CFA) condemns the Maryland House Economic Matters Committee for voting against sensible and urgently needed bills that would reform the way auto insurance is priced in Maryland. According to CFA, Black customers face disproportionately higher premiums in the Maryland insurance market, even for drivers with perfect driving records. Lawmakers introduced two possible reforms to reduce unfair discrimination in auto insurance markets — to reduce pricing by ZIP code (HB 1251 —…

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Andy Spears

Writer and policy advocate living in Nashville, TN —Public Policy Ph.D. — writes on education policy, consumer affairs, and more . . .