Andy SpearsFinancial Services Agreements You Can’t CancelRead the fine print . . . or just walk awaySep 155Sep 155
Andy SpearsBig, Bad Bank of AmericaOne of the nation’s largest banks broke the law . . . againDec 11, 20236Dec 11, 20236
Andy SpearsWorkers of Wells Fargo: Unite!Employees at one of America’s largest banks explore unionizationNov 21, 20231Nov 21, 20231
Andy Spears$300 Million in Fraud, $30 Million PenaltyWhite-collar crime pays quite nicelyOct 22, 20232Oct 22, 20232
Andy Spears325,000 Consumers Scammed, $192 Million in Illegal Fees, and ZERO Jail TimeCrimes against consumers are low-risk, high rewardSep 13, 20232Sep 13, 20232
Andy SpearsThe Cost of Doing Business: Wells Fargo and the Wrong Side of the LawBanking giant continues to pay settlements for taking customer cashAug 25, 20231Aug 25, 20231
Andy SpearsAuto Loans and Medical Debt Can Become Traps for ConsumersLenders employ deceptive practices, aggressive (and illegal) collection techniquesJul 31, 20231Jul 31, 20231
Andy SpearsNext Steps for Victims of Bank of America’s Deceptive SchemesBig bank to pay $100 million to harmed consumersJul 22, 2023Jul 22, 2023
Andy SpearsAn Unpleasant Surprise at the Grocery and a Bad Bank Acting BadA week of consumer finance newsJul 14, 20231Jul 14, 20231
Andy SpearsJust Another Big Bank ScandalBank of America to pay $250 million fine — but no one will go to jailJul 11, 2023Jul 11, 2023
Andy SpearsOf Banking Deserts and Payment App ScamsA week of consumer finance newsJun 26, 20231Jun 26, 20231
Andy SpearsBanks Threaten to Sue to Preserve Power to Charge Excessive Late FeesJunk fees represent a multibillion-dollar profit center for banking industryMay 25, 20233May 25, 20233
Andy SpearsYour Credit Card Late Fee May Soon be Capped at $8Consumer groups cheer proposal to limit late fees to “actual cost”May 4, 2023May 4, 2023
Andy SpearsBig Banks Make Billions from Junk FeesNew report highlights how banks profit from unnecessary and sometimes illegal feesApr 17, 2023Apr 17, 2023
Andy SpearsBuy Now, Pay Later Has a Story to TellIt’s a warning about the economyApr 11, 2023Apr 11, 2023
Andy SpearsOn the Crippling Burden of Car LoansIn some cases, they pave the road to jailApr 6, 2023Apr 6, 2023
Andy SpearsWhen the “Least Bad” Option Charges 300%+ InterestUser data on earned wage access products raises concernsApr 3, 2023Apr 3, 2023