Is Your New Year’s Resolution to Go Deeper into Debt?

If so, the Dave App has you covered

Andy Spears
2 min readJan 22, 2024
Promotional email from a cartoon bear app hungry for your cash

It’s still January.

This means you might still be sticking to your New Year’s resolution.

You know, the one you made at 10 PM on NYE before you got too drunk.

And, if that resolution was to add more to your debt load, there’s a cartoon bear app that wants to help.

That’s right, the jokers over at Dave want to “have your back” by helping you go deeper into debt.

If you like triple-digit interest rates and being asked to play games of chance in order to get some extra cash, you’ll love Dave.

It’s all so easy.

Just download the Dave App on your phone, let their handy tech access your bank account, and get approved for some cash.

You’ll pay it back in a couple weeks — with fees and/or a tip — and you’re all set.

A story from the L.A. Times explains:

Given that the money had to be



Andy Spears

Writer and policy advocate living in Nashville, TN —Public Policy Ph.D. — writes on education policy, consumer affairs, and more . . .