How to Avoid Credit Repair Scams
Learn what you can do on your own and how to avoid outrageous fees
A credit score is important for almost any consumer — if you want to buy a house or a car or rent an apartment — you need to have a decent credit score. These scores are also often used in determining insurance premiums and factor into a range of other consumer finance issues.
That means a low or bad score can keep people away from certain opportunities.
Since scores are important, it might make sense to attempt to repair a low credit score using a so-called credit repair company. However, this is not always the best idea.
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It is important to note that credit repair services are prohibited from charging you an upfront fee. If you are presented with such an offer, you know that company is breaking the law and you should avoid dealing with them.