How Fast Can You Fall Into a Debt Trap?

Dave promises to make it happen in 5 minutes or less

Andy Spears
2 min readMay 10, 2024

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Email asking Dave users to go into debt

If you like going into debt and then digging a deeper and deeper hole, the Dave App might be just right for you.

The image above is from one of Dave’s many email campaigns asking potential customers to take just a few short minutes and download a mountain of problems.

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Andy Spears

Writer and policy advocate living in Nashville, TN —Public Policy Ph.D. — writes on education policy, consumer affairs, and more . . .