How Credit Bureaus Trick You into Buying Credit Monitoring Services

Digital dark patterns light the way for deception and manipulation

Photo by John Schnobrich on Unsplash

If you’ve ever been tempted to purchase a credit monitoring service from one of the three major credit bureaus, don’t. If you already have this service, chances are the company that sold it used something called “digital dark patterns” to lure you into the purchase.

The bottom line: You can monitor your credit for free.

Credit bureaus know this, but they want to make money from consumer fear of fraud. So, these agencies use digital tricks to sell products consumers often don’t want and definitely do not need.

Breakin’ the Law: TransUnion Charged with Repeatedly Deceiving Consumers

The consumer protection attorneys at Finn Law Group explain more about digital dark patterns and a recent legal action involving TransUnion, one of the three major bureaus.

Credit Reporting Agencies: Digital Dark Patterns | What You Should Know (finnlawgroup.com)

The Consumer Financial Protection Bureau (CFPB) has filed a…