How Credit Bureaus Trick You into Buying Credit Monitoring Services

Digital dark patterns light the way for deception and manipulation

Andy Spears

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Photo by John Schnobrich on Unsplash

If you’ve ever been tempted to purchase a credit monitoring service from one of the three major credit bureaus, don’t. If you already have this service, chances are the company that sold it used something called “digital dark patterns” to…

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Andy Spears

Writer and policy advocate living in Nashville, TN —Public Policy Ph.D. — writes on education policy, consumer affairs, and more . . .