The Consumer’s Defender

A federal regulator that is making a difference

Andy Spears
2 min readJan 17, 2023

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Photo by Danny Howe on Unsplash

Consumers are often at a disadvantage in the financial marketplace.

Those offering credit or financing have a built-in advantage: They can offer what the consumer wants IF the consumer will simply sign a document with a lot of fine print.

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Andy Spears

Writer and policy advocate living in Nashville, TN —Public Policy Ph.D. — writes on education policy, consumer affairs, and more . . .