Consumer Advocates Release Report on Redlining in Auto Insurance in Maryland

Andy Spears
4 min readMar 2, 2021

The nonprofits Maryland Consumers Rights Coalition (MCRC) and the Consumer Federation of America (CFA) have released a new report illustrating today’s version of redlining in Maryland: The use of zip codes — instead of driving records — to set auto insurance premiums. The report reveals the extraordinary price disparities faced by safe drivers in communities of color compared with those in predominantly white communities, even by people with pristine driving records. HB1251/SB805, sponsored by Del. Alonzo Washington (D-22) and…

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Andy Spears

Writer and policy advocate living in Nashville, TN —Public Policy Ph.D. — writes on education policy, consumer affairs, and more . . .