Chime’s “MyPay” Sounds Good

But if past behavior is any indication . . .

Andy Spears
2 min readMay 15, 2024

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Photo by Rami Al-zayat on Unsplash

Get paid between paychecks. Get a cash advance up to $500 with no interest and a $2 fee.

Pay it back with your next direct deposit.

It sounds easy and straightforward and like a positive way to manage cash flow.

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Andy Spears

Writer and policy advocate living in Nashville, TN —Public Policy Ph.D. — writes on education policy, consumer affairs, and more . . .