Cash for Groceries, Gas, and More

You’ll only have to join the Cartoon Bear Club

Andy Spears
2 min readNov 9, 2023
How Dave App thinks you should spend their cash advances

Need groceries?

Fuel tank a little low?

Maybe you want something flavored with pumpkin spice?

No worries!

The friendly cartoon bear over at the Dave App has you covered.

Just take an “easy” cash advance from their lending club and you’re on you way.

Full of coffee, gas, and groceries.

And now with added debt.

Sure, pumpkin spice flavoring makes most things better — but the debt you owe to a cartoon bear isn’t one of them.

A Broken Economy

If borrowing from a cartoon bear isn’t a sign that we’ve got some serious economic problems, I’m not sure what is.

Oh, wait.

Actually, using buy now, pay later loans to buy groceries is pretty alarming.

One survey indicated:

32% of Buy Now Pay Later plan users have had to skip paying an essential bill such as rent, utilities or child support in order to make their payments. Even after that, 30% report that they’ve struggled to make their payments.



Andy Spears

Writer and policy advocate living in Nashville, TN —Public Policy Ph.D. — writes on education policy, consumer affairs, and more . . .