Back to School with Lions and Bears?

These predators will eat your lunch and more

Andy Spears
3 min readAug 16, 2023

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From an email sent by Dave to encourage taking a loan for Back to School

Turns out, there are some new bullies seeking to take more than just your lunch when you head back to school.

Fintech payday predators are out in force, encouraging families to use app-based loans to manage back-to-school costs.

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Andy Spears

Writer and policy advocate living in Nashville, TN —Public Policy Ph.D. — writes on education policy, consumer affairs, and more . . .