A Tennessee Education Advocacy Group Cozies Up to Payday Predators

Andy Spears
2 min readJul 31, 2020

A dark money school privatization group also shares something in common with Tennessee’s payday lending political interests. Tennessee First, a political action committee (PAC) is funded largely by contributions from the payday and title loan industry.

Just before the 2020 legislative session, a political action committee (PAC) called Tennessee First doled out some $38,000 in cash to various Tennessee lawmakers. Where does Tennessee First get money? $20,000 came from Advance Financial. Another $7500 came from Community Choice Financial. To top it off, the Tennessee Title Pledge PAC emptied its coffers — $5661.60 — to Tennessee First. So, $33,161.60 of the $38,750 distributed came directly from payday and title lenders.

So, it’s pretty clear Tennessee First is the vehicle of choice used by payday predators to distribute campaign cash. Who else funds the debt trap lending PAC? Well, $5000 came from a group called Tennesseans for Student Success. That’s the same group involved in at least one Nashville School Board race as well as a primary challenge to incumbent House member and public school advocate Mike Stewart.

You may recall Tennesseans for Student Success for their online attacks against Republicans who opposed Gov. Bill Lee’s school privatization agenda.

It really should come as no surprise that TSS chose to use a pro-payday lending PAC as its vehicle for distributing campaign cash. It’s a group that’s no stranger to…

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Andy Spears

Writer and policy advocate living in Nashville, TN —Public Policy Ph.D. — writes on education policy, consumer affairs, and more . . .