3.1 Billion Reasons to Avoid a Credit Repair Company
You can do all the work yourself for free
Maybe your credit score isn’t what you want it to be. You may have a bad debt or an account in collections because of a past mistake.
You want credit — say to buy a car or even a home — but you know that your score could be an impediment.
Landlords often check credit before deciding to rent, so you know even this transaction can be problematic if your score is not “where it should be.”
Then, you see an ad for a credit repair company. They offer to help you negotiate with the credit bureaus and improve your score — sometimes even offering a certain points boost as possible with their services.
Do NOT be deceived.
First, almost everything a credit repair company offers to do for you you can do yourself.
You can challenge bad or illegitimate debt with letters to the credit bureaus.
